The key to intelligent decisioning

Trisilco IT Credit Bureau Scoring System summarise the credit file of an individual or business into a single risk score to assist in making credit risk decisions on credit applications.

Trisilco IT Credit Bureau Scoring will help benefit your business by:

• Improving profitability
• Making better informed credit risk decisions
• Providing better prediction of expected credit losses
• Improving portfolio and management control through consistent and objective decision making
• Improving processing efficiency through automation
• Providing improved customer service
• Ensuring responsible lending

Automate and accelerate your credit approval process with objective decision making.

Features Highlight

• Bureau data interface with Trisilco IT CCRIS B2B System or any other system through XML and data mappings
• Incorporate external data from other systems such as Loan Origination System for advanced credit scoring capability
  
• Create custom rules easily using built-in rule designer without requiring programming skills
• Refine and test scoring rules with test execution feature before deploying to production
• Create multiple score cards to cater for new applications, campaigns and portfolio review activities
• Maker checker ensure additional level of approval and security
• Comprehensive built in functions:
  • Number of DPD
  • Number of applications
  • Number of facilities
  • Total utilisation by facility
  • Maximum delinquency over x months
  • Determine legal action
  • Tenor
  • Installment
  • Debt Burden Ratio (DBR) or Debt Service Ratio (DSR)
    
• Scoring
  • Letter Scoring
  • Scoring at rules level
  • Range scoring
  • Offset value